Flood Insurance

Covering your losses when you're underwater ...

 
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Flood Insurance

It’s interesting how many customers will insist on physical damage coverage that costs hundreds of dollars a year for their car worth only a few thousand dollars, but balk at the idea of flood insurance for more expensive property in their home. It’s easy to think of flooding in only terms of the pictures shown on the evening news. Far less dramatic and more common is runoff or standing water from heavy rains that collects quickly and seeps into buildings at the base of the walls or doors. It’s easy to forget how dining room or living room furniture is easily susceptible to severe damage from water. Base boards, flooring, rugs, or property stored in closets can also sustain damage that can cost thousands to repair or clean. When Central Texas suffered flooding a few years ago, one homeowner outside of any special flood hazard area collected more than $13,000 from the National Flood Insurance Program in flood damage, all from just two rooms with two inches of water. No creek or river overflowed; it simply rained more than the flat, rain-saturated lot could handle. There was nowhere for the water to go. This customer was fortunate because he had taken his agent’s advice and ordered flood insurance.

Call or Email us today and let us prepare a competitive quote for protecting you.

 

 

 

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Our Insurance Partners ............

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For a complete list of Partners please visit our Companies page.

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